In most circumstances, unlicensed contractors offer lower quotes because they do not pay a licensing fee, or obtain the necessary insurance to protect their work or their personnel from injury. The major issue for hiring an unlicensed and uninsured contractor transfers the risks to the homeowner. Here’s where you expose yourself to the greatest risk:
Lack of Basic Protection
For contractors to acquire a license demonstrates they have a minimal level of competence in that field. Many different industries have licenses so they have creditability. Would you see a doctor without a license? Would you hire a lawyer that didn’t pass the bar?
Protecting Property Values
Failure to pull a permit doesn’t allow the county or city to help protect you from faulty work. Therefore, when you go to sell your home, specific facts must be disclosed to the buyers. Unpermitted work, especially if it is not to code, could impact the value of the property and failing to disclose information could lead to liability of the seller. If the work isn’t to code, you will have to ensure it complies before a buyer will purchase your home.
Many unlicensed contractors also fail to carry workers compensation insurance. Without workers compensation insurance, the property owner then becomes the employer and is responsible for any injuries or accidents that occur on their property. If someone is injured, a simple project could turn into tens of thousands or dollars in claims.
Protection from Damage to Third Parties
When you hire an unlicensed and uninsured contractor, in addition to the risks mentioned above, the owner also becomes liable for the contractor’s negligence. So if another neighboring property was damaged, the owner may be responsible for the contractor’s actions while they were performing work at their property.
As a Pikes Peak Regional Building Department (PPRBD) licensed contractor, you are hiring a company that has the expertise with understanding building codes and has been approved. Since permits are required for most home improvement projects, Top Gun, as a General Contractor, is able to pull these permits so that your project is filed with the county or city and documented correctly.
We highly suggest keeping the traffic to a minimum and always wear shoes for safety.
The most dangerous thing is allowing it to remain in the home or business. If the water cleanup does not take place immediately, the water causes more havoc in the dwelling by starting to soak into the surfaces such as floors and walls. There is also a risk of mold developing and creating an infestation which may result in the compromising the health of the occupants.
Depending on the location, you should automatically turn off the electricity to prevent electric shock. Avoid walking on wet carpets and flooring, raise curtains and raise furniture using foil or plastic containers on the legs to prevent wicking. Avoid coming into contact with flood waters or sewage as they may contain bacteria, viruses and other hazardous materials. Call us at (719) 572-5130 immediately as we have trained technicians that specialize in this type of work.
A water or sewage leak can create havoc and a lot of damage very quickly. Even though it may appear you have cleaned up the water, there may be a significant amount of non-visible water damage under the floor, inside the walls and other placed not seen by the naked eye. We have specialized equipment that provides us readings to ensure the water has been mitigated and not causing more damage. Our drying equipment and state-of-the-art air movers and dehumidifiers remove the water and help prevent further damage and problems down the road.
Water Mitigation is our specialty! We show up to your location, remove the standing water or sewage and then use our specialized equipment to dry your property. The earlier you call us, the more likely we will be able to salvage your belongings.
Find the water source and turn it off and then call Top Gun immediately (719) 572.5130. We specialize in water mitigation and usually can be there within 90 minutes. The longer you wait the more damage takes place. If you can’t find the water source, we will take care of that also.
A supply line from an appliance, pipe break or blockage in the sewer system are the most common. Other causes are forgetting to properly close the taps, rain storms or improper drainage outside the structure which also may lead to flooding. If the home or business is left unattended for a period of time, it may give an appearance of drying but this might only mean the water has seeped deep into the floors and wall which ultimately causes severe internal damage.